CMA Reports

Understanding Home Prices

Over time, the value of a home will fluctuate up and down: property values generally appreciates in the long term but, in real estate there is always a certain amount of risk!

We also know that when your property appreciates you have more resources to borrow against, and you get a higher profit when you sell. While property values in certain areas fluctuate for numerous reasons, you have to be sure that your property is priced to sell or what you're purchasing this year won't depreciate the day after you close escrow? Choosing an experienced and licensed real estate professional who have the technical know how: who can identify the factors that affect local prices is one of the most important aspect to consider when buying or selling a property.

Factors affecting real estate appreciation

Many think that it's the economy. After all, mortgage rates, employment, job growth, government programs and many other national factors are known to change your home's worth. However, your home's value and the elements that play the most significant role in its appreciation are actually particular to the local economy and housing market in your specific area/city/county:

Let Short Sale Center help you with your first home purchase in Carmel Location in a community - People typically want homes in the regions with the best and most convenient features, like our schools and work. So when it comes to keeping their value, these regions generally appreciate the best.

Recent sales - as a licensed REALTOR^® we can provide you with reports on the recent real estate sales in the regions that you're interested in. You'll want to know average time on market, selling versus listing price and more.

History of appreciation - In the past 5 to 10 years, have property prices gone up or down? Does location or affordability affect how desirable the community is believed to be?

Local economy - Is there a fair mixture of business in an area, or does it depend on just one industry? Have companies moved into or away from an area? Are local businesses hiring? These items play a part.

However right now the single most important factor is undoubtedly the recent mortgage melt down which directly caused the biggest slump in the housing market in recent history. The direct effect of this resulted in the vast majority of home owners (in the hardest hit property markets) being severely upside down on their mortgages as a result of the negative equity they’re experiencing right now. Distressed home owners with negative equity often are at risk of losing their most prized possession (real estate) in foreclosure unless they are proactive and get a professional and licensed foreclosure prevention specialist to guide them through the process.

What is a CMA (Comparative Market Analysis) Report:

This application is very specialized and somewhat complicated, since it comprises of a professional and accurate valuation and market analysis of your property, which will help to determine the correct selling price of your home in this currently distressed property market. This analysis is divided into four categories:

Comparable homes that are currently for sale within a certain radius in your direct neighborhood.
Comparable homes that are currently pending sales within a certain radius in your direct neighborhood.
Comparable homes that failed to sell within a certain radius in your direct neighborhood.
Comparable homes that failed to sell within a certain radius in your direct neighborhood.

In a short sale, the bank/lender is the decision making factor since it is your lender who ultimately decide what they will accept on the short sale, and if your agent/listing agent is not experienced in the negotiation and listing process of the short sale then you will obviously loose your property to foreclosure!

We will help you determine the real and actual value of your distressed property in order to obtain your short sale lender's approval, so that you can move forward with your short sale and get closure.
We provide a professional CMA report to our short sale buyers and sellers at no cost: simply complete the provided CMA valuation form and we will provide you with a complete and accurate CMA report at no cost!


	It's vital to learn about the factors that influence your home's worth. Get an estimation of your house's value here. Call me at 888-476-8975 or e-mail me if you have any questions at all. I'd love to hear from you.

CMA (Comparative Market Analysis)

Request for a CMA (Comparative Market Analysis) on a Short Sale:

Please complete this short analysis to enable us to assist you in
determining an accurate valuation and market analysis of your
property, which will help to establish the correct selling price in this
current distressed and volatile property market, where your property
has to compete against hundreds of other upside down and distressed
properties!

Simply fill out the information below and with no obligation and
absolutely no fee to you - we'll get back to you with your requested
information.
We guarantee your privacy: we do not ever sell your personal
information, and we never share your information with any 3rd party
or any other financial institutions.

Personal Information

*Name:
*Email:
*Phone:
Alternative Phone:
*Property Address (Street):
Unit Number (if any):
*City:
*State and Zip:

Property Class & Delinquincy

SFR, Condo, Appartment etc. (please indicate):
Listing region: (provide County where property is):
Are you delinquant/behind on your mortgage:
If delinquent - how many months - how many months:
Has your lender started foreclosure procedings:
If yes - date of the NOD or NTS :

Property Information

*When did you buy this property (month & year):
*Condition of property (good, fair, bad, very bad):
*What was your original purchase price:
*Estimated present property value:
*Brief description of repairs needed:
*Estimated total value of all repairs needed:
*Any improvements since you've bought property:
*Living space (estimated squire ft):
*Lot size (estimated squire ft):
*How many bedrooms:
*How many bathrooms:
*Indicate whether seperate dining room:
*Indicate whether seperate family room:
Indicate whether extra rooms (office/den etc):
Indicate whether extra granny/guest unit:
Indicate whether seperate laundry area:
Indicate whether loft or extra storage room:
Indicate whether utility room/workshop:
*Garage (1,2,3 or 4 car):
No garage - on street parking only:
Extra parking (RV parking etc):
Floor coverings (area carpeting, tile, hard wood):
Pateo/deck (please give full description):
Hot tub/pool/spa (give details):

AMENITIES

Kitchen: (220 Volts or gas hookup):
Laudry: (220 Volts or gas hookup):
Water heater (gas or electric):
TV (cable or dish):
Central forced air heat:
Cooling (air con or no cooling):
Fire place (describe wood or gas burning):
double pane windows:
Vaulted/cathederal or high ceilings:
Double pane windows:
Bay windows:
Security fence/perimeter:

General Description

Estimated age of house (year build):
Exterior: Stucco/brick/tile etc.:
Roof: Composition/slate/tile etc.:
Foundation: concrete/slab etc.:
Basement: full/partial or none:
Crawl space: if existing please describe:
Drive way: brick/gravel/tar/tile etc.:
Kitchen upgrades (granite tops/new cabinets etc.:
Bathroom upgrades (new faucets/cabinets etc.):
Views: Ocean/neighborhood/city/mountain etc.:
Location:corner lot/cull de sac/city/mountain etc.:

Note: Fields with an * are required

With the right help, virtually any foreclosure situation can be successfully resolved. We have helped thousands of homeowners and we can help you too. When facing foreclosure Time is of the Essence. You MUST act fast to protect your rights and stop foreclosure. Many people who need foreclosure assistance simply do nothing and hope for a miracle. Don't fall into that trap!