Don't forget to factor in closing costs when considering a home sale or purchase. Leonard Scott Realty - Short Sale Center is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 888-476-8975 if your needs include a professional REALTOR® experienced in the business side of buying and selling. Closing costs you should expect There are certain normal fees associated with closing the sale of a house. These fees are often divided between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in California to help show you through your transaction. Closing costs that are tied to financing    (More information) Points (optional) Appraisal Fee Credit Report Interest Payment Escrow Account At closing, the following taxes are usually paid    (More information) Property Taxes Transfer Taxes and Recording Fees At closing, these fees are often due    (More information) Homeowners Insurance Flood or Quake Insurance (optional) Private Mortgage Insurance (PMI) (optional) Title Insurance Sellers: As we get through the details of your sale, not only will I work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you know exactly where your money is going. Buyers: When purchasing a home in Monterey County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not stunned when you show up at closing time. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates of concern.

We have programs to help stop foreclosure regardless of your situation:

With the right help, virtually any foreclosure situation can be successfully resolved. We have helped thousands of homeowners and we can help you too. When facing foreclosure Time is of the Essence. You MUST act fast to protect your rights and stop foreclosure. Many people who need foreclosure assistance simply do nothing and hope for a miracle. Don't fall into that trap!

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