Mortgaqe Rates

Determining what the best mortgage rate for you may be is not as simple as it sounds. There are many considerations to take into account and the key to making accurate loan comparisons is to be certain you are truly comparing loans on an apples-to-apples basis and not looking at two loans that have completely different rate and yield equivalencies. An experienced Mortgage Broker may be the best equipped to guide you in this regard, since there are too many variables applicable when calculating mortgage rates and getting qualified for the right type of loan.

For your convenience we have added the ERATE rate calculator to be accessed purely as a rough estimate in comparing rates in the different states and for the hundreds of different loan programs available.

Request For Home Valuation Report (CMA Short)

Home Valuation through a CMA (Comparative Market Analysis)
AKA: CMA, comparables analysis
As you may be aware, home values are constantly fluctuating: a CMA
(Comparative Market Analysis) report: is intended to provide an
accurate market analysis and property value for a variety of people:
1. Home owners who intend to sell
2. Home owners who intend to re-finance their mortgage
loans or
3. Buyers to check values before submitting offers to purchase

A thorough CMA Report comprises of a professional and accurate
valuation and market analysis of your property, which will help to
determine the correct selling price, list price, market value and/or
suggested offer price of a property in this current distressed property
market. This analysis is divided into four categories:
1. Comparable homes that are currently for sale within a certain
radius in your direct neighborhood.
2. Comparable homes that are currently pending sales within a certain
radius in your direct neighborhood.
3. Comp

Property Information

*Reason - Indicate: seller, buyer or refinance?:
*Anticipated Date of: selling,buying,refinancing?:
*Type of Property: SFR,condo,townhouse?:
*Property Address: street,apt#,city,state,zip? :
*County?:
*How Many Bedrooms?:
*How Many Bathrooms?:
*Total Room Count: 4,5,6,10,12 rooms?:
*Garage: 1,2,3,4 car garage?:
*Approximate Squire Footage: living space?:
*Approximate Lot Size?:
*General Condition: good,bad,tear down?:
*Age of Property: Estimate year build?:
*Original Date of Purchase: month/year?:
*Original Purchase Price?:
*I Own Other Properties: 0,1,2,3,4 or more?:
*Subject Property is Occupied; owner,tenant,vacant?:
*Your Estimated value of the Property?:
*Status: property is listed,not listed,offer is in?:
*Behind on Mortgage Payments: 1,2,3months?:
*Foreclosure Proceedings: NOD or TS sale date?:
*The Exact Reason for my Request?:
Other Pertinent Information?:

Personal Contact Information

*Name:
*E-mail:
Preferred Phone Number:
Other Phone Number:
Preferred Method of Contact - by phone or email?:
Best time: time zone,am or pm?:

Note: Fields with an * are required

With the right help, virtually any foreclosure situation can be successfully resolved. We have helped thousands of homeowners and we can help you too. When facing foreclosure Time is of the Essence. You MUST act fast to protect your rights and stop foreclosure. Many people who need foreclosure assistance simply do nothing and hope for a miracle. Don't fall into that trap!

Leonard Scott Realty - Short Sale Center P.O. Box 223120 Carmel, CA 93922

Phone: Toll Free Phone: Cell: Fax:

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All rate, payment, and area information are estimates and approximations only.