Our services can be divided into three main categories:
Mortgage Loan Restructuring, Home Retention and Foreclosure Prevention
and
Real Estate services
Most of these services are attorney assisted
A) Mortgage Loan Restructuring, Home Retention
and
Foreclosure Prevention
Have you applied for a loan modification and been declined?
You are probably just another statistic of the banks "pray and delay" or extend and pretend strategy - why beg your lender for a loan modification if you have the legal right to have your loan restructured:
Keep in mind that mortgage loans must be legal to remain enforceable by a lender.
There are over 330 Federal and State Mortgage Lending Laws
Loan violations are serious offenses of Federal Consumer Protection Law: If you’re upside down on your home or behind on your mortgage payments - we can help: whether you have equity or not, good or bad credit, we are a team of licensed and seasoned loan modifiers and short sale specialists who have affiliations with attorneys and access to programs which can possibly save your home from foreclosure and or result in permanent loan restructuring: saving you thousands in interest and principle reduction - we have solutions for every homeowner.
Are you experiencing one or more of the following hardships:
Behind on your mortgage payments?
Not late but struggling to keep up with your house payments?
Facing foreclosure?
Being turned down for a loan modification
Turned down for a refinance?
Loss or reduction of employment?
Loss or reduction of equity?
In need of a principle reduction?
Need to have a short sale negotiated?
Remedies may include but are not limited to:
Stopped bank auction, within days (Must be at least 15 days before the NTS/NOS sale date and prior to being brought to the auction block?
Attorney assisted forensic loan audit: Approximately 75-80% of mortgage documents and transactions contain violations of Federal, state and local law. An audit is integral to providing the necessary objective criteria for the completion of a fair loan modification which achieves a win-win result. Such a modification is not predicated on hard or soft negotiating tactics. Nor is such a modification based on the relative financial strength of the parties.
Qualify for the HAMP program.
Loan principle reduction, with bad/no credit and or no equity.
Loan principle reduction, with good credit but no equity.
Interest rate reduction with bad/no credit.
Interest rate reduction with good credit.
Loan principle reduction including an interest rate reduction with good or bad credit.
Credit repair and restoration.
Debt consolidation.
Rendering our services may result in you lowering your mortgage payment to fit your income, regardless of your credit score or equity position!
2.) Real Estate services
As you probably already know: Foreclosures, Pre-Foreclosures, Short Sales and REO’s, now represent more than 50% of all transaction in California. That's right; the MLS only taps you into half the California real estate market: now that you have discovered The Short Sale Center, we will be happy to share with you the infinite possibilities of exploring and researching this huge untapped market:
Short sale your home: this will not only stop the foreclosure but more importantly it will you’re your credit and you may be able to buy a property within 18 months!
We can offer you every single foreclosure listing in your market.
Our unique approach to foreclosure lists and data, adds exclusive information that simply isn't available from any other source. By updating our foreclosure lists with auction results each day, our data stays far fresher than any other source.
In addition to that, Leonard Scott real estate utilizes three other sources in determining the facts before presenting the property information to our clients. This is probably far more than what any other specialist foreclosure listing service can offer!
Here are a couple of reasons why you should consider using us to represent you in this specialized real estate market whether you are a potential investor, buyer or seller, we believe that we could possibly be one of the few select True Professionals in this very specialized field:
Our licensed realtor’s have years of combined experience in this specialized and unique niche market!
Fast Efficient, Courteous, Professional Service.
Finding the best solution for every unique mortgage need.
Providing a wide range of solutions to accommodate all needs and budgets.
Prompt Response by Phone, Fax or email all through the process.
Straight Answers – No double talk!!
When dealing with one of our professional licensed agents you can simply consider the deal done!
Most of our services are free – that’s right it is completely free to use our expertise to negotiate the best deal on your behalf, regardless of buying or selling:
· When we represent you in the purchase transaction – it’s costing you nothing, since the seller is paying the commission.
· When representing you in the short sale of your property – it’s costing you nothing, since the bank is paying the commission.
You see it’s a win, win situation – either way our specialized, professional real estate services won’t cost you a dime out of your pocket!
Here are some of the most important reasons why u should consider using LeonardScott Realty in a distressed market like this:
· You'll have the advantage of personal, one-on-one attention, as well as ourdynamic web and e-mail resources, which is imperative in a distressed market since your property will be competing against hundreds or even thousands of other distressed properties in the same market.
· We'll do the leg work, keeping you up-to-date with new listings and conditions as they impact the market.
· Our agents are full-time licensed Realtors - anything less and you'd be short changed.
· We’ll use all of our technologically advanced skills to keep you abreast of the field: whether you’re a buyer or seller.
· Leonard Scott Real Estate will do a professional market analyzes on the subject property when presenting or accepting any offer on your behalf.
We would be honored to assist you with your real estate needs no matter what your unique circumstances or requests may be. Please feel free to contact us by phone, email or fax whichever way you prefer and let’s talk about your unique property needs – we will make it happen!!
Please complete this simple questionnaire to enable us to determine whether you actually qualify for a possible Short Sale.
Property Status: *
Mortgage Status: *
Bedrooms:
Bathrooms:
Street Address: *
City: *
State: *
Zip: *
1st Mortgage Balance: *
Number of Missed payments: *
2nd Mortgage balance: *
Number of Missed payments: *
Is the property currently Listed For Sale?: *
Yes No
If the property is listed for sale, what is the listed price?:
Is the property currently involved in a Bankruptcy?: *
Yes No
Apart from mortgages, are there other leins or unpaid property taxes: *
Yes No Don't know
Do all owners wish to sell this property: *
Yes No
Does the property need significant repairs?: *
Yes No
Did you read and understand the homeowners FAQ section of this website?: *
Yes No
What do you think this property is worth?: *
How did you hear about us?: *
First Name:: *
Last Name:: *
Email:: *
Phone Number: *
Best time to call: *
We have programs to help stop foreclosure regardless of your situation:
With the right help, virtually any foreclosure situation can be successfully resolved. We have helped thousands of homeowners and we can help you too. When facing foreclosure Time is of the Essence. You MUST act fast to protect your rights and stop foreclosure. Many people who need foreclosure assistance simply do nothing and hope for a miracle. Don't fall into that trap!
